Dutch Salary Calculator

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Results Yearly Monthly
Gross Pay €45,400 €3,783
Total Tax €9,610 €801
Take-Home €35,790 €2,983

Salary Calculator Results


Tax Year: 2024 – 2025

In the Netherlands, if your gross annual salary is €45,400, or €3,783 per month, the total amount of taxes and contributions that will be deducted from your salary is €9,610, without accounting for the 30% ruling. This means that your net income, or salary after tax, will be €35,790 per year, €2,983 per month, or €688 per week.

The table below breaks down the taxes and contributions levied on these employment earnings in the Netherlands.

* Tax Breakdown for 2024 – 2025 (assuming you are not married and have no dependents)
Yearly Monthly Weekly
Gross Income €45,400 €3,783 €873
Tax Due (21%) €9,610 €801 €185
Wage Tax €6,250 €521 €120
National Insurance €10,534 €878 €203
General Tax Credit -€1,997 -€166 -€38
Labor Tax Credit -€5,178 -€431 -€100
Net Income (79%) €35,790 €2,983 €688

Your Salary vs. Dutch Wages


The following chart outlines your earnings relative to the national average salary and minimum wage in the Netherlands. These are annual, before-tax figures, calculated assuming full-time employment.

Your Salary
 €45,400 
Average Salary Read More
 €45,400 
Minimum Wage Read More
 €27,601 

What Is the Average Salary in the Netherlands?


According to the most recent figures from CBS (Centraal Bureau voor de Statistiek), the average annual salary for employed and self-employed individuals in the Netherlands is €45,400 before taxes. This works out to a monthly take-home pay of €2,983, as determined by our calculator without accounting for the 30% ruling.

To get a better idea of what Dutch earners actually make, we can also look at the median salary, commonly referred to as "Jan Modaal" in the country. Unlike the average wage, which tends to be skewed by high earners, the median represents the middle value when all salaries are sorted from lowest to highest.

In 2023, the median gross salary in the Netherlands sits at €40,000, based on the latest macroeconomic report from CPB (Centraal Planbureau). This equates to an after-tax pay of about €2,758 per month, as determined by our take-home pay calculator. If your salary is higher than this amount, then you are among the top 50% of all Dutch earners!

Check how your salary stacks up against the cost of living in Amsterdam.

What Is the Dutch Minimum Wage?


In 2024, the Dutch minimum wage for full-time employees over 21 years old is €13.27 per hour. Under full-time employment, a work week is usually 36–40 hours in the Netherlands. This translates to an annual gross salary of €27,602, which equates to €2,150 per month after tax, as estimated by our Dutch salary calculator.

Source: Government of the Netherlands, Minimum Wage 2024 (40-hour work week)
Age Group Hourly Pay Weekly Pay Monthly Salary Annual Salary
Aged 21+ €13.27 €530.80 €2,300 €27,602
Aged 20 €10.62 €424.80 €1,841 €22,090
Aged 19 €7.96 €318.40 €1,380 €16,557
Aged 18 €6.64 €265.60 €1,151 €13,811

What Is the 30 Percent Ruling?


The 30% ruling or tax facility in the Netherlands provides tax benefits for highly skilled foreign workers recruited or transferred to the country. The scheme allows tax-free reimbursement of up to 30% of the employee's gross salary for the first five years, provided that certain criteria are met.

To be eligible for the 30% ruling, after applying the reduction you must have a minimum taxable salary of €46,107 or €35,048 if you are under 30 years old and hold a master's degree. In addition, you must be employed by a company in the Netherlands, have a specific expertise not easily found on the Dutch labor market, having moved from more than 150 km away from the Dutch border, and agree in writing with your employer that the ruling applies to your situation.

Taxes and Credits Included in This Tax Calculator


The Dutch Government is renowned for levying some of the highest income taxes in Europe, and while that is true for very high earners, the average Dutch taxpayer pays only about 22% of their income in taxes. That is actually lower than in many other European countries!

Our salary calculator includes all the major taxes, contributions, and credits applied on employment income in the Netherlands:

  • Wage Tax (Loonbelasting): Is a progressive tax composed of three tax brackets — 9.32% for income below €38,098, then 36.97% for yearly earnings up to €75,518, and 49.50% for anything above that.
  • National Insurance (Volksverzekeringen): Includes mandatory contributions that go towards pensions, financial protection for dependents in case of death, long-term medical care, and optional contributions for the Dutch child benefit scheme.
  • General Tax Credit (Algemene Heffingskorting): Is a reduction on income tax applicable to everyone in the Netherlands and is aimed at easing the tax load for taxpayers in the lower- to middle-income brackets.
  • Labor Tax Credit (Arbeidskorting): Is a tax relief that applies to all employees in the Netherlands. The amount of credit an employee can receive varies with their wage — it rises for lower and middle incomes and drops gradually for annual salaries exceeding €39,957.

The information provided on this site is intended for informational purposes only.
Please consult a qualified specialist such as an accountant or tax advisor for any major financial decisions.